Manufactured Home?
In a minute!
We deal with lenders who have stood by the broker community and continue to offer FHA, VA and Fannie Mae Manufactured Home financing as part of their Portfolio program.
East Coast Mortgage Group can provide financing for your Manufactured Home down to 600 FICOs! Check out our program guidelines and current rates.
Manufactured Home Guidelines

  • Fico score of 600 or higher
  • For Purchases, borrower required to have a minimum cash investment of up to 3.5% dependent on agency program.
  • Clear title needs to be surrendered at close, if not done prior.
  • Title Policy must include Alta 7 Endorsement.
  • Must be manufactured no earlier than 1976.
  • Sitting in original placement, and not moved from retailer placement.
  • Minimum of 400 Square feet living space.
  • Not in a mobile park
  • May require State Professional Engineer cert showing foundation meets FHA foundation requirements.
  • Requires water test, if on well and a septic system inspection, if applicable.
  • Verifiable 12-month housing history

For more detailed product guidelines, please contact us.
East Coast Mortgage Group, LLC